Subscribe to podcast
by Martin LopezAn Online Home Buyer Seminar
Recent podcasts
Home Buyer Workshop
23/05/2007
My First Dream House Podcast Episode 4 -- Home Buyer Workshop by Martin Lopez
Welcome to My 1st Dream House a podcast designed to educate and inform you about the home buying process These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available. In This Podcast: What we're going to cover in this Episode is: Real Estate Market Overview Interest Rates Effect of Rates on Mortgage Payments What Does This Information Mean? Who’s Buying Real Estate Today? Benifits of Home Ownership This a GOOD TIME to Buy? How Can I Qualify for a Home Loan How Do I Get Started About Martin: Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area. With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future. Future Podcast Topics include: The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions. The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed. Please enjoy the show and send us an email if you have any suggestions ENJOY!!!! Martin Lopez Senior Loan Officer First Advantage Financial, Inc. (619) 838-1553 Martin@MartinLopez.com www.MartinLopez.com Music By: The Jazz Garage http://thejazzgarage.com/The Home Loan Process
21/05/2007
My First Dream House Podcast
episode 3 -- The Home Loan Process
by Martin Lopez
Welcome to My 1st Dream House
a podcast designed to educate and inform you about the home buying process. If you're considering buying a house this podcast will be an invaluable resource.
These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.
In This Podcast:
What we're going to cover in this Episode is:
What are the steps to the Loan Process
Pre-Qualifying
Pre-Approval
How to get a Approval Certificate
Processing
Underwriting
Signing Loan Documents
closing escrow
revisiting your numbers
About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.
With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.
Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals
NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.
The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed.
Please enjoy the show and send us an email if you have any suggestions
ENJOY!!!!
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com
Music by: The Jazz Garage
Your Credit Score
15/04/2007
My First Dream House Podcast
episode 2 -- Your Credit Score What it means to you as a prospective homebuyer
by Martin Lopez
Welcome to My 1st Dream House
a podcast designed to educate and inform you about the home buying process. If you're considering buying a house this podcast will be an invaluable resource.
These Free online Podcasts are designed to carefully guide you through the entire home loan process, so that you feel confident as you make choices about the many options available.
In This Podcast:
The subject of credit scoring has become an increasingly hot topic, and for good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or a home.
Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or even determine whether or not you get the job that you want. Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position of financial responsibility.
In this Podcast I'm going to talk about Credit as it relates to getting a Home Loan
I'll also cover the following topics:
Why Your Credit Score is So Important
The Five Factors of Credit Scoring
How Does a Low Credit Score Affect Your Interest Rate?
How Does the Underwriter View Your Score?
Dealing with Credit Challenges
What if You Have No Credit?
Disputing Errors On the Credit Report
10 Do's and Don'ts During the Loan Process
About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.
With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.
Future Podcast Topics include:
The Home Loan Process, Appraisals, Escrow and even interviews with Top Professionals
NOTE: This information represents Martin's opinions and understanding of mortgage & real estate-related topics. It mirrors the advice he gives to his clients everyday. Generalizations are made to simplify complex issues. All generalizations have exceptions.
The intent is to provide insights, not absolute coverage. This information is provided free of charge. No liability is assumed.
Please enjoy the show and send us an email if you have any suggestions
ENJOY!!!!
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 838-1553
Martin@MartinLopez.com
www.MartinLopez.com
Music by: The Jazz Garage
Introduction to My 1st Dream House Workshop
22/02/2007
Welcome to My 1st Dream House a podcast designed to educate and
inform you about the home buying process
If your considering buying a house this podcast will be an invaluable resource.
Please enjoy and send us an email if you have any suggestions
ENJOY!!!!
Martin
View Today's Mortgage Rates
About Martin:
Martin is truly passionate about his profession, and the result is that nearly 100% of his business is by referral from satisfied clients, trusted financial advisors and the most experienced realtors in the San Diego area.
With many years and a wide range of experience in the mortgage industry, Martin and his dedicated team stand ready to assist you each and every step of the way. They understand that it's not just a house it's your home. Your home is one of the largest financial commitments that you will make during your life, and many people view that as meaning just another monthly payment. Martin can help you realize that your home is truly a valuable financial tool, and will help you achieve the dreams and plans they envision for your future.
Martin Lopez
Senior Loan Officer
First Advantage Financial, Inc.
(619) 683-5454 x 603
Martin@MartinLopez.com
MartinLopez.com
